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The commentary on this website reflects the personal opinions, viewpoints and analyses of Mud, Muscle, and Markets only and should not be regarded as a description of services provided in any way shape or form. The opinions expressed in this website are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. The views reflected in the commentary and reports presented are subject to change at any time without notice. Nothing on this website constitutes investment advice, performance data or any recommendation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. Any indices referenced for comparison cannot be invested into directly. Investments in securities involve the risk of loss; past performance is no guarantee of future results.  Go Navy!